Pengaruh Tingkat Suku Bunga Dan Jaminan Kredit Terhadap Pengajuan Kredit Dan Kolektibilitas Pada Perbankan Di Kelurahan Kota Bengkalis

Simanjuntak, Erlince (2023) Pengaruh Tingkat Suku Bunga Dan Jaminan Kredit Terhadap Pengajuan Kredit Dan Kolektibilitas Pada Perbankan Di Kelurahan Kota Bengkalis. Undergraduate thesis, Politeknik Negeri Bengkalis.

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Abstract

This study aims to be able to see the magnitude of the influence of interest rates and credit guarantees on credit applications and collectibility so as to be able to consider between one conventional bank and another. This study used a purposive sampling method with a sample of conventional banking in Bengkalis City Village. With the criteria of respondents, namely conventional banking customers who apply for credit. Data collection for this study was carried out by distributing questionnaires to respondents. Then it is processed using the multiple linear regression method, namely path analysis (Path Analyst) with the IBM SPSS Statistics 25 application. Based on the test results using the application, the results are obtained, namely, interest rates have a positive and significant effect on credit applications, credit guarantees have a positive and significant effect on credit applications , the interest rate has a positive and significant effect on collectibility, credit guarantees have a positive and significant effect on collectibility, and credit applications have an insignificant positive effect on credit collectibility.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsEmailNIDN/NIDK
Thesis advisorRosmida, Rosmidarosmida@polbeng.ac.idNIDN1017068403
Uncontrolled Keywords: Banks, Economy, Credit, Interest Rates, Credit Guarantees, Credit Submissions, Collectibility
Subjects: 550 ILMU EKONOMI > 560 ILMU EKONOMI > 562 Akuntansi
Divisions: Jurusan Administrasi Bisnis > Sarjana Terapan Akuntansi Keuangan Publik > TUGAS AKHIR
Depositing User: AKP A
Date Deposited: 26 Aug 2023 12:42
Last Modified: 26 Aug 2023 12:42
URI: http://eprints.polbeng.ac.id/id/eprint/9656

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