Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode RGEC (Risk Profile, Good Corporate Governance, Earning And Capital) Pada PT. Bank Central Asia Tbk (BCA) Tahun 2021-2023

This study aims to determine the health level of BCA bank using the RGEC method. This study uses descriptive quantitative research, and the data used is secondary data obtained from Bank BCA's financial statements for the last three years, from 2021 to 2023. Based on the results of the research on the health level of BCA bank, it shows that for the last 3 years BCA Bank has been in the Very healthy category. This is shown from the calculation of the Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) ratios which illustrate that the Bank has managed its risks well. The Good Corporate Governance (GCG) assessment shows that corporate governance is well implemented. In the calculation of Return On Asset (ROA), Return On Equity (ROE), Net Interest Margin (NIM), and Operating Expenses to Operating Income (BOPO), which shows the Bank's ability to achieve profit. And the calculation of the Capital Adequacy Ratio (CAR) which is always above the minimum limit of Bank Indonesia so that it is considered capable of managing its capital.